Free worldwide shipping with track and trace code.
For bears on Layaway, I do ask the costumer to pay half of the shipping expense with the final term of payment.
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Shipping with insurance is only on request by the customer and will have to be charged extra over the bears purchase price.  
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If you would like to me to ship your parcel with insurance please let me know as soon as possible after you made the purchase, you will then receive a Paypal invoice for the extra costs for insurance to your country.